Comprehensive, Fully Compliant Mortgage Fulfillment Solutions

You can quickly improve operational performance and the economics of your back-office operations by partnering with LenderLive. Our customized private-label services are fully compliant and make the difference for mortgage lenders in the business of originating loans direct-to-consumer, through third parties, or purchased loan production from correspondents.

We understand your challenges and requirements. You maintain critical transparency and control through every step of the loan process with our client-tailored technology and solutions.

• Continually enhanced, web-based point-of-sale (POS) and powerful, proprietary loan origination system (LOS) provide real-time, fully integrated functionality and transparency
• Highly-qualified staff processes, underwrites, closes, and executes delivery reducing your costs and risk
• Comprehensive set of mortgage products supported including Fannie, Freddie, FHA, VA, Jumbo and client portfolio products
• Compliance burden and back-office support are shifted to us freeing your resources for other critical business growth activities

Mortgage processing, underwriting and closing

Services include:

• Business continuity and disaster recovery program provides a fully customized experience in the event of a BC/DR situation
• All required compliant communications and documents/disclosures
• Management of customer care/borrower communications
• Loan processing
• Lock desk support
• Third-party vendor management and oversight
• Underwriting
• Closing coordination
• Post-closing/audit review

Mortgage technology provides unmatched
efficiencies and transparency

You attain unparalleled transparency into the loan process via our complete web-based point-of-sale (POS). And, your mortgage loan officer (MLO) has all the functionality needed to:

• Efficiently originate and manage a pipeline of loan transactions
• Obtain real-time pricing quotes
• Access automated underwriting
• Check the status of loans in process
• Communicate in real-time with our mortgage fulfillment personnel

Our state-of-the-art LOS enables LenderLive personnel to efficiently process, underwrite and close loans on your behalf. Our POS and LOS are fully integrated systems that function together in real-time. In addition, through our Document Services, we support a completely paperless process, where all documents are imaged and indexed and made securely available to all approved personnel for each transaction.

Mortgage compliance you can rely on

By partnering with LenderLive, you find relief from bearing the full burden of today’s compliance costs on your own. LenderLive helps you protect your reputation and bottom line with:

• Dedicated compliance staff fully educated on federal and state compliance
• Multi-tiered licensing, at corporate and individual levels, maintained where applicable, to ensure compliance

Compliance includes:

• All Real Estate Settlement Procedures (Reg X) and Truth in Lending Act (Reg Z) Mortgage Servicing Rules
• Know Before You Owe (TRID) compliance
• FNMA and Freddie Mac Point and Fee Review
• Ability-to-Repay and Qualified Mortgage Standards
• Includes QM Point and Fee Limit Testing
• All Federal and state consumer protection laws

Integrated title & settlement services
and origination documents

Integrated services speed processes, reduce errors and compliance risk

In today’s costly and competitive mortgage environment, financial companies are looking to consolidate services with as few established, proven vendors as possible. LenderLive is trusted by a wide range of lenders and servicers for multiple services to increase control, transparency and accuracy while reducing expensive, time-consuming vendor oversight and audits.

Our unique integration of origination fulfillment with Settlement Services title data and Document Services creates impressive costs savings and powerful efficiencies with rapid generation of the most accurate loan documents possible.

Relentless focus on providing exceptional performance and delivering the highest value for our clients

Document Services

Through our Document Services, we prepare and deliver tens of thousands of compliant mortgage documents daily, including preliminary disclosures and closing documents. We have mastered forms compliance through the automation of forms generation, quality control and data management, and are experts at efficiently solving the complex challenges of all forms and letters within the mortgage loan lifecycle.

• Sophisticated data and document management and analytics convert your mortgage origination operations into an efficient, paperless environment.
• Expert, compliant purchase, refinance and home equity lending forms give you peace-of-mind and enable faster, more accurate loan closings
• Simplified fixed and HELOC package available for any lending channel, license type, or preemption strategy

Settlement Services

LenderLive Settlement Services is not your average data provider. We excel at managing all data requirements, from order placement through delivery. The LenderLive difference is that we develop highly configurable technology to provide systemic controls and exceptional customer service, while collaborating with you on continuous process improvement within our shop and yours.

• Fully integrated title and settlement data with document preparation and management streamline processes and significantly reduce data reentry or transfer delays and errors
• Our unique data utilization optimizes processes to reduce fulfillment costs
• Errors and unintended expenses are reduced through our proprietary, fully automated order validation tool